Share Account (Basic Savings)1
The Easiest Way to Save
A completed membership application and $25 is all you need to open a Share Account. Once you have a Share with us, you gain access to everything we have to offer! Make saving easier with Direct Deposit or Payroll Deduction set up through your employer. With no monthly fees and dividends on balances over $50, you can create a nest egg in no time! Add an ATM Card and FREE online access through CommunityWEB, and you can access your account 24 hours a day.
Share Draft (Checking)1
Don’t mistake FREE** for FREE!
A lot of financial institutions claim that they offer free checking, but be sure to read the fine print. Some only provide limited services free, while others require a minimum balance or direct deposit to receive free service. Still others will only offer free checking for a trial period and then start billing you when you least expect it. Our FREE checking means just that. No minimum balance, no service restrictions, no trial periods. Even our MasterCard debit card is free.
For the Serious Saver
Our Special Purpose savings features a higher yield than our basic savings account, with no minimum balance and the ability to access the account multiple times per year. It is the perfect account for the saver who desires liquidity while earning competitive dividends.
Retire in Style
We offer both Roth and Traditional IRA Savings options to help you put money away for your golden years. An IRA account may offer you certain tax advantages over saving in a standard account. Please consult your financial advisor to find out if an IRA savings is right for you. IRA accounts have specific deposit and withdrawal restrictions.
Be Ready for the Seasons
We offer three types of club accounts for our members to help them tuck some money away for a specific goal. With a Holiday Club, you can start saving now for those large purchases during the holiday season. Pick your weekly amount, deposit regularly, and in November you will have cash in your hand to buy gifts without having to take on extra work. A Vacation Club works in a similar fashion, however your money will become available just in time for that early summer cruise.
Certificates of Deposit1,5
Lock your Money in at Today’s Best Rates
Choose the term that fits your needs, and get the best rates we have to offer! Various terms available.
1-Funds insured up to $250,000 by the NCUA, a US Government agency. 2-Free withdrawals limited to 4 per year; $10 withdrawal penalty for each additional withdrawal. 3-Funds in an Individual Retirement Arrangement are insured for an additional $250,000 by the NCUA; $10 yearly maintenance fee; there may be tax penalties associated with early withdrawals. 4-DreamSaver accounts require a monthly deposit. There is a no deposit fee of $2. 5-Club accounts and Certificates are term accounts. There is a penalty for early withdrawals.