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New vehicles • Used vehicles • Signature loans • Home Equity loans
In 1959, a dozen workers pooled together a few hundred dollars with the idea that they could all benefit from their collective buying power. They used this fund to help each other buy new cars, finance improvements to their homes and pay for much needed vacations and gifts around the holidays.
We've grown considerably since that humble beginning, but this founding principle continues to be the driving force of our institution for more than a half century. We strive to offer our members the very best lending offerings at extremely competitive rates, and our staff works deligently to tailor these products to your individual needs. Contact us to speak with our loan office about your financial needs, or apply online today with our secure online loan application.
All rates effective 2/1/2023
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New Vehicles
(autos/trucks/SUVs)
up to 48 months |
60 months |
72 months |
84 months |
starting at
3.75%APR* |
starting at
4.25%APR* |
starting at
4.75%APR* |
starting at
5.25%APR* |
Payment examples (assume $30,000 financed for maximum term at advertised rate; figures rounded to nearest dollar)
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Monthly payment: $674
Total of payments: $32,353
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Monthly payment: $556
Total of payments: $33,353 |
Monthly payment: $480
Total of payments: $34,537
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Monthly payment: $428
Total of payments: $35,914
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Calculate your payment • Apply online |
New Recreational Vehicles
(motorcycles/RVs/ATVs/boats)
up to 48 months |
60 months |
starting at
4.75%APR* |
starting at
5.00%APR* |
Payment examples (assume $30,000 financed for maximum term at advertised rate; figures rounded to nearest dollar)
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Monthly payment: $687
Total of payments: $32,999
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Monthly payment: $566
Total of payments: $33,968 |
Calculate your payment • Apply online |
Used Vehicle Purchase or Refinance - Less than 3 years/36,000 mi.
(autos/trucks/SUVs)
up to 48 months |
60 months |
72 months |
starting at
3.75%APR* |
starting at
4.25%APR* |
starting at
4.75%APR* |
Payment examples (assume $30,000 financed for maximum term at advertised rate; figures rounded to nearest dollar)
|
Monthly payment: $674
Total of payments: $32,353 |
Monthly payment: $556 Total of payments: $33,353 |
Monthly payment: $480
Total of payments: $34,537 |
Calculate your payment • Apply online |
Used Vehicles
(autos/trucks/SUVs)
up to 48 months |
60 months |
72 months |
starting at
5.00%APR* |
starting at
5.50%APR* |
starting at
6.00%APR* |
Payment examples (assume $20,000 financed for maximum term at advertised rate; figures rounded to nearest dollar)
|
Monthly payment: $461
Total of payments: $22,108
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Monthly payment: $382
Total of payments: $22,921 |
Monthly payment: $331
Total of payments: $23,865 |
Calculate your payment • Apply online |
Used Recreational Vehicles
(motorcycles/RVs/ATVs/boats)
up to 48 months |
60 months |
starting at
6.25%APR* |
starting at
6.50%APR* |
Payment examples (assume $20,000 financed for maximum term at advertised rate; figures rounded to nearest dollar) |
Monthly payment: $472
Total of payments: $22,656
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Monthly payment: $391
Total of payments: $23,479
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Calculate your payment • Apply online |
Signature loans
up to 48 months |
starting at
7.49%APR* |
Payment example (assume $10,000 financed for maximum term at advertised rate; figures rounded to nearest dollar) |
Monthly payment: $242
Total of payments: $11,604
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Calculate your payment • Apply online |
Home Equity loans
60 months |
120 months |
180 months |
starting at
5.00%
5.82 APR* |
starting at
5.50%
5.94 APR* |
starting at
6.00%
6.31 APR* |
Payment examples (assume $25,000, including $500 estimated closing costs financed for maximum term at advertised rate; figures rounded to nearest dollar) |
Monthly payment: $472
Total of payments: $28,307
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Monthly payment: $271
Total of payments: $32,558
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Monthly payment: $211
Total of payments: $37,974
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Calculate your payment • Apply online |
*APR = Annual Percentage Rate. APR for Home Equity products includes estimated cost to close. Certain terms and conditions apply. Applicants must be eligible for membership, pass a credit screen and income verification for approval.
Advertised rates are for highly qualified applicants.
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