Fee Schedule
Effective April 1st, 2021

Share Savings Accounts
Minimum balance		$25.00
Monthly maintenance fee		$0.00
Monthly fee on combined account balances >$100,000		$10.00
Early close of Share Account (within 90 days of account openings)		$20.00
Excessive Reg. D withdrawals		$30.00
EFTs paid against insufficient funds		$32.00
Returned EFTs		$32.00
Returned deposits (deposited checks and EFTs originated by CCUNM)		$20.00
Stop payment request on EFTs		$32.00
Returned mail (account statement)		$2.50
Returned mail (other correspondence)		$1.00
Inactive account (per month on all accounts without activity for 6 or more months; does not include Share Certificates)		$5.00
Special Purpose Savings
Minimum balance		$0.00
Club Savings
Minimum balance		$0.00
Save-to-Win Club Savings
Minimum balance		$25.00
Early withdrawal		$25.00
(withdrawals may impact prize eligibility; official account and prize entry rules available online and upon request)
IRA Savings
Minimum balance		$0.00
Setup fee		$0.00
Annual maintenance fee		$0.00
Share Certificates
Minimum balance		$500.00
Early withdrawal (penalty charged whether or not dividends are earned)		90 day div. penalty

Share Draft (Checking) Accounts
Minimum balance	$0.00
Monthly maintenance fee (Personal Account) (you can avoid this fee by signing up for eStatements)	$5.00
Monthly maintenance fee (Business Account)	$10.00
Overdraft transfer	$3.00
Stop payment (single request)	$32.00
Stop payment (series)	$32.00
Items paid against non-sufficient funds	$32.00
Returned drafts/EFTs	$32.00
Check printing (fee depends on style and quantity of check ordered)	fee varies
Billpayer Service The following fees apply only to our optional Billpayer service and transactions authorized through the service. CCUNM checking required for participation.
Minimum balance	$0.00
Proof of payment	$3.00
Rush fee (overnight mail)	$19.95
Rush fee (2nd day)	$14.95
Rush fee (electronic delivery)	$4.95
Charitable donations	$1.99
Gift pay	$2.99

ATM/MASTERCARD Debit Fees
Signature purchases	FREE
PIN-based purchases	FREE
MoneyPass ATM withdrawals	FREE
Find a MoneyPass ATM near you
Out-of-network ATM withdrawals*	$1.50
Courtesy Overdraft Fee (restrictions apply; please contact us to participate)	$32.00
Replacement card	$10.00
*this fee is in addition to any surcharge imposed by the ATM owner/operator for using their machine.

General Services
Official Check	$5.00
Money Order ($1,000 max per money order)	$2.00
Visa gift card ($1,000 max per gift card)	$5.00
Notary Services (members)	FREE
Notary Services (non-members; per signature)	$5.00
Domestic wire transfer (incoming)	$20.00
Domestic wire transfer (outgoing)	$20.00
We do not process international wires
Duplicate statement (per statement)	$2.00
Copy/Printout (per page)	$2.00
Address service (charged on return of mailed correspondence)	$5.00
Research and reconciliation (charged in 15 minute increments)	$10.00
Counter services for non-members (includes cashing of members drafts)	$5.00
Legal item processing (includes executions, garnishments, levies, warrants)	$50.00